Catastrophic Injury
Definition
A person is considered catastrophically injured if they have suffered any of the following:
• paraplegia
• quadriplegia
• permanent loss of a limb
• total loss of vision in both eyes
• brain impairment which is recorded 9 or less on the Glasgow Coma Scale (G.C.S.)
• 55% whole body impairment pursuant to American Medical Association Guidelines - once your condition has stabilized or two years after the motor vehicle collision or after stabilization
• Class 4 or 5 impairment due to mental or behavioral disorder under American Medical Association Guidelines - once your condition has stabilized or two years after the motor vehicle collision
Being found catastrophically injured means that a person is eligible for far greater accident benefits than a person not designated as catastrophic.